Fake Credit Card News

EMVCo chipped credit card

Are the chipped credit cards we’ve been compelled to use secure? Yes.

Is this linked article a crock of shit? Yes. The article falsely states the chips in our credit cards –EMIT– data. The article is a con job attempting to mislead people into buying RFID “blockers.” The article’s “warning” is a specious lie of omission.

A specious statement is one that uses the truth to tell a lie of omission. Can the data stored on the chip of our credit cards be read? Yes. There is readable data stored in the chip.

Does the chip itself emit the data as the article falsely claims? No that is the lie of omission.

The chip in our credit cards is a “passive” RFID chip. It has no power of its own. It cannot emit anything until a powered reader like a point of sale card reader or a cellphone powers the chip.

So it is true the chips do store data but they do not emit data. It is more simplistically useful to understand the data is metaphorically “pulled” from the chipset by the reading device because that reading device provides the power to do so.

The contactless cards and anything being manufactured that a cellphone can (((tap)))® can only be powered and read from a distance of ~1″. They use a wireless network protocol called Near Field Communication (NFC) and “near” means ~1 inch (~25mm) so anybody trying to read your card in your wallet or a purse would have to be tapping on your hinder and its almost preposterous to think it would not ordinarily be felt. Surrepticious contact may be made in crowded buses when its standing room only and bodies are packed up against one another so there are circumstances which can bring your card into proximity of a bad guy with a reading device; but again, the reading device has to placed and held onto or near your hinder for the split seconds it takes to power the chip and read its data: the encrypted data.

Furthermore, all that can be read from the chip in our credit cards that identifies your account is a token. Think of a token as a unique alphanumeric nickname for your actual account. Who is a67c445x89?

Nobody knows who a67c445x89 is except your bank which receives that token (nickname) sent over the cellular network and uses it to look you up on their secure servers. Let’s say somebody was hugging your butt on the bus this morning. What did they get? Where can it be used? Furthermore, the nickname is encrypted on both ends of the communication.

Anything that uses NFC is very secure. It is ludicrous to believe the banks would use a technology that was not secure. Your credit card account cannot be hijacked by surfers standing near you and reading your account data as these fake articles claim. I feel no compulsion to buy and use any “blockers” and neither should you.
https://wtop.com/business-finance/2019/12/your-credit-card-may-be-talking-from-your-pocket/

Interactive Arts and Crafts: Learn How To Monetize Your Arts and Crafts With Your Smartphone

Its a class being offered by Clinton Gallagher, founder of tapABILITIES, LLC compliments of Michaels Art Supplies, Crafts and Framing. Sign up with this link or select the “Classes and Events” link at the top of the Michaels (Brookfield) website home page” and navigate to enroll.

So what’s up here?

The big boys stuck chips into all of our credit and debit cards. The big boys are sticking chips into and onto everything. Want to learn how little ol’ you can take advantage of the big finance boys who control credit and debit card transactions?

Yes, the big boys stuck chips into all of our credit and debit cards which account for card purchasing volumes that have risen to more than 3 trillion dollars per annum and they had to avail themselves of some means to do so. So why can’t we avail ourselves of the same?

Well, we can, given the know-how, the starting cost is approximately twenty-five cents. Yes, really. Pinky swear. Given the not-know-how? Well, all I can say is TAKE THE CLASS.

Historically, we have used our credit or debit cards to “swipe” the card through a payment terminal. The big boys put chip sets into their bank cards so we consumers can now also stick or tap; stick the card into the payment terminal or (((tap)))® the card onto or near the payment terminal. Given that fundamental fact every adult in America is now becoming aware of such change so it becomes reasonable to ask “If I can now use a Smartphone or a contactless credit or debit card to tap-and-pay what else can I use the instantaneous convenience of tap for?” (Heads nodding up and down.)

Clinton Gallagher will be your instructor to answer that question for you. For the cost of a large pizza with pepperoni his 2 hour classes taught April 27th and May 4th 2019 at the Michaels Arts & Crafts Supply Store – 695 Main Street, Brookfield will teach you how you can obtain and use a type of programmable electronic sticker to take advantage of the same wireless network communication technology the big finance boys use for contactless financial payments; Near Field Communication (NFC).

Does the word programmable make your leg start to twitch like you have to go potty? ROFL Like the banner ad on the web page used to enroll in the class asks, “Can you enter a cook time on a microwave?” Yes, it is metaphorically that easy. Pinky swear again.

Think of it like this; if you make anything as a hobby or if you manufacture anything as a means of employment you likely understand the value of spending money for classroom instruction. Michaels asks that instructors require class materials consisting of products they sell in their stores. A $7.95 bottle of decoupage will do but why that was selected to be the only required class material will be a hilarious surprise class enrollees will learn as we all share and learn together during class.

Remember not knowing what we do not know can be and usually is more costly than spending money to acquire knowledge leading to actionable experience making the work we do pay off. We used to call it bringing home the bacon before we were reminded that pigs have feelings too.

So are you ready to learn how spending peanuts for a class will teach you everything you need to know to go forth afterwards and obtain the raw materials with costs starting at a measly twenty-five cents (another pink swear) and how spending peanuts for a class will develop easily learned skills to use your Android or Apple iPhone and/or how any of the other 80 million or so other Android and Apple iPhones can now be used to (((tap)))® on things and connect to the WWW (FOR WHATEVER.)

Up until now folks such as yourself simply haven’t learned that the big boys of finance have actually made it possible for any of us to use the same means of conveying financial transactions that they use themselves; the same means they have no ethical or moral obligation to tell any of us about. The same means the class will instruct you how to obtain and use yourself.

“Interactive Arts and Crafts: Learn How To Monetize Your Arts and Crafts With Your Smartphone” is what it is all about ladies and gentlemen.

Sign up with this link or select the “Classes and Events” link at the top of the Michaels (Brookfield) website home page” and navigate to enroll. Classes are limited to the dates mentioned herein. We’ll try to update this post if and when new classes are available

Purchase Trump Tweets

NFC Trump Tweets
Trump Tweets $5.00 each (nominal shipping rates apply)


President Trump tweets daily and often more than once per day. His tweets are both entertaining, informative and often caustic to those who may be deemed antithetical to the goal of Making America Great Again.

Trump Tweets are a Near Field Communication (NFC) product which is comprised of an unpowered electrical integrated circuit laminated with PVC. This product is the size of a typical credt or debit card.

When a tapping gesture is made near or onto the NFC product using an NFC-enabled SmartPhone the SmartPhone emanates power activating the NFC integrated circuit enabling the device to read and process a programmatic instruction stored on the NFC chip set.

At cellular network speeds the SmartPhone sends the instruction to Twitter’s web servers which will automatically return President Trump’s tweets to be displayed on the screen of the device.

NO TWITTER ACCOUNT REQUIRED

REQUIRES
NFC-enabled reader device typically a SmartPhone running Android OS (no app required) or Apple iPhone 7 or newer running iOS 11 with freely available NFC reader app installed.

WARNING
DO NOT KEEP THIS OR ANY NFC-ENABLED  PRODUCT IN THE SAME POCKET OR PURSE COMPARTMENT THAT ALSO CONTAINS AN NFC-ENABLED DEVICE SUCH AS A SMARTPHONE THAT IS POWERED ON AND UNLOCKED THAT WILL COME “NEAR” OR MAKE CONTACT WITH THE NFC DEVICE.  THE POWER EMINATING FROM THE DEVICE WILL INCESSANTLY ACTIVATE THE NFC CIRCUITRY WHICH WILL OVERHEAT THE BATTERY OF THE POWERED DEVICE WHICH IN TURN CAN AND LIKELY WILL DAMAGE THE POWERED DEVICE.